I purchased five Vanilla Visa cards on two separate dates. Four of the five are not activated properly. I have been advised that my 850 dollars will not be refunded by the store. That I must fill out forms and forward via facsimile to Vanilla and wait a minimum of 10 days for a new card. I could see this happening infrequently, it appears that after looking through numerous complaints that I am not alone in this acitvation scam. Notwithstanding the terms of the card are in [re-sealed packages that you cannot open on the display, so any of your rights or terms are concealed. I beleave that the Vanilla Visa providers are using our funds to make money on the currency swap exchange markets, having using of exponential money can bring a lot of profit to Vanilla. Notwithstanding the merchant takes a fee and wont honor refunds on unusable cards. I am starting up a class action law suit and want you to get hold of me at [email protected]. I am very much upset by this unwarranted cash grab and fraud played on gift card purchasers. The merchant should be required to refund an usuable card, they should have information available in the store and should explain that there are charges after one year for cards not used even though they expirary date extends into three years. It is time we take action against those coporations selling the cards and Vanilla Visa/Mastercard for unfair business practises. This scheme surely makes both the merchant and Visa Money from the unwitting and uninformed pruchaser.