I got a $50 gift card as a present. Forgot to use right away and did not notice the small print on the back of the card: "Servicing fee of $2.50 per month begins 7 months after purchase where permitted by law".

When I finally got around to using my card, I had a balance of $15.00 -- $35.00 down the drain. What a rip off!

Servicing fee for what?

Will never buy these cards.