WARNING! THIS IS ANOTHER CREDIT CARD SCAM. VISA CARDHOLDER***DO NOT EVEN CLICK THE LINK IN THE EMAIL! YOU CAN BET IT AUTOMATICALLY PHISHES YOUR INFO, DOWNLOADS MALICIOUS SOFTWARE, ETC*** LET ME MAKE THIS CLEAR-THIS IS NOT FROM VISA!!! THIS IS FROM A SCAMMER! DO NOT GO TO THE LINK!! I COPIED AND PASTED THE LINK, AND IT IS REGISTERED IN TAIWAN!! The link I copied only showed up as "please click here to verify your identy", but I just put my mouse over it I DID NOT CLICK IT, AND PLEASE DON'T YOU CLICK IT EITHER, and i just copied the sentence displayed on the link, went to who is domain lookup, and deleted the portion that said redirect etc etc and only put in the http for the site it leads you to. it is from taiwan. I am going to copy and paste the email they send you, that I got. IF YOU GET ANY EMAIL FROM A "CREDIT CARD" COMPANY THAT ASKS YOU TO GO TO A SITE AND "VERIFY" YOUR INFO, DISCARD IMMEDIATELY. I MYSELF AM REPOTING IT TO THE FBI'S FRAUD WEBSITE. A CREDIT CARD COMPANY WIL NEVER, NEVER, NEVER EMAIL YOU AND TELL YOU TO GO TO A SITE AND "VERIFY" YOUR INFORMATION!!! IT IS AGAINST THE LAW AND ALL CREDIT CARDS PUBLICLY WARN YOU TO NEVER ENTER YOUR INFO FROM A LINK FROM AN EMAIL BECAUSE THEY WILL NEVER, EVER ASK YOU SOMETHING LIKE THIS OVER EMAIL!!! THEY, BY LAW, HAVE TO CALL YOU FOR THIS INFORMATION, AND EVEN THEN, I WOULD HANG UP AND GO GET THE CARD'S PHONE NUMBER OFF THE CARD ITSELF AND CALL AND ASK THEM IF THEY ACTUALLY NEED YOUR CARD INFO, OR IF THERE IS A SCAM GOING AROUND!!! ALWAYS do this ANY time someone calls you and tells you that you need to "verify" info for "fraud protection", or for any other reason. Just say, well, I'm going to go and call my card's phone number off the back of my card, and I will ask them if this is actually needed. They will quickly either1-try to offer you a different "direct" or "faster" number DO NOT CALL IT, 2-or cuss you out 3 or hang up on you. ALWAYS call directly from the number on the back of your card only, and NEVER reply to ANY email from anyone claiming to be your credit card service!!
here is the email. NOTE AT THE BOTTOM HOW THEY SAY TO GO TO VISA.COM FOR PRIVACY POLICY IN JUST A FURTHER ATTEMPT TO LOOK REAL, LOL

Dear valued Visa Card Customer,

It has come to our attention that your Visa Card information needs to be
reactivated as part of our continuing commitment to protect your card and to
reduce the instance of fraud.
Once you have reactivated your Visa Card records, your card
service will not be interrupted and will continue as normal.

Your Case ID Number is: RT87R7ER8R8D

To reactivate your Visa Card click on the following link:

Please click here to verify your identity <<<**WHERE THE LINK IS IN THE EMAIL***SCAM

Thank You.

Failure to verify your records will result in Card suspension.
Accounts Management As outlined in our User Agreement, Visa will

periodically send you information about site changes and enhancements.

Visit our Privacy Policy and User Agreement if you have any questions.
http://www.visa.com/

I recieved a giftcard for xmas the pagage is good till 11/30/2010.The card that was init expired 12/09 for 100.00 dollars. What do i do now? Please let me know if you can help? Thank you, Lisa Langley, [email protected] (760)367-4798. Po Box 951 29palms, ca 92277.

In March, May and June I was charged over the limit fees for paying only the minimum amount. This 2 out of three times it was because my account being pushed over the limit by finance charges. I paid the minimum charges and didn't realize they would charge me an over the limit fees. The banks also has policies where they charge you an extra $14.95 if you pay your bill online and an extra $4.95 with a delay of 2-3 days. Therefore if you can't pay the $14.95 immediately, you are charged $39. I"m poor and only wanted to use the card for emergency purchases, which I had a lot in the past year. This policy is not fair. I paid the min. charges and there policy take advantage of people who don't have a lot of money.

I didn't sign up for Visa to debit my card.

As an example: If you have made two purchases, $1, 000.00 each at the begining of the billing date, for a total balance of $2, 000.00 at the end of the billing date and you pay $2, 000.00 against the balance on the due date, then there is no "purchase interest" charged.
On the other hand, if you only pay $1, 000.00 against the balance of $2, 000.00 leaving a balance of $1, 000.00 then RBC Visa charges you the monthly "purchase interest" on the $2, 000.00 - or - 19.5% divided by 12 = 1.625% monthly interest in the case of $2, 000.00 this would be $32.50.

The above makes no sense and is illogical.
Can you please enlighten me
[email protected]