I was a Wachovia customer for at least 9 years, and in 2002 I began collecting Social Security Disability benefits direct deposited into my Wachovia checking account, during the past 5 - 6 years the bank must have charged my accounts $3, 000 to $4, 000 in fees, some my fault some not my fault, is their anything I can do in order to get some of that money reimbursed? I finally had to let them close my account in September, 2009, and now they are charging me a $580.00 collection fee.

Wachovia is horrible! if you dont have enough money in ur acct they overdraft u and charge u $35. ok im fine with that of course if im aware of it! i had $68 in my acct. in the view holds option i didnt see any pending orders so to me that means that nothing else is going to be taking off my acct. ok so i did 3 separate orders at snapfish.com for 2.06 each. then i ordered soemthing at the lakeside.com for $15. i had a total of $50 in my overdraft protection acct linked with my checkings acct. so now watch wat they did!!! they never updated the wachovia.com website so i wasnt aware of anythin bcuz all of the things i did purchase before the things i just listed were already on the list as "processed" purchases but the bank never deducted the money off the acct. so the 3 orders to snapfish and 1 order to lakeside is a total of 4 transactions so they CHARGED me $35 times 4= $140!! then they transfer the $50 to my checkings which is fukin crazy bcuz it would of been enough to cover those 4 transactions. then all of that $50 is gone used to pay for part of their overdraft fee then something pops up on my acct from liek 8days ago for 4.95 and then thats another $35...

another time ... i get direct deposit on thursdays so usually i stay up wed night till 12 to see if the deposit went thru. usually by 12:15 its there. ok so now i have $438 on my acct so i go to withdraw $20 and to get some stuff at the gas station and put gas in the car. mind u when i call and check online it is saying that i have 438..right? so the next day i check my acct (i check it everyday) and i see they are charging me overdraft fee $105!!! i call them and ask them wat da hell is goin on. the stupid lady tells me i didnt have money in my acct. i kept asking her y is it that i got charged wen i heard my balance and she could not give me an answer! then i told her sign me up for overdraft protection.. and here goes another story

i have $98 in overdraft and i overdraft my acct and the overdraft doesnt even do anythin so i get charged 210 by them. i called and no one could help until i demanded to speak to a manager who transfered me to some lady that refunded me back the 210 plus the 105!! and some other things when i 1st open my acct..

sometimes when u deposit money into ur acct u cant access ur money until the next DAY!!! thats horribleee

i hate this bank with all my heart. citi bank is the best bank ever!!! my acct has been overdraft $8 for 3months and they haven't charged me ANYTHING!!!

In Nov.2006 I opened a free checking/savings account with WACHOVIA BANK with the intention of transferring funds and converting from Banks. I decided later not to change Banks and to maintain my funds with my current checking and savings Bank account. Normally a Bank account is automatically considered closed if their is no activity by the account holder in 6 month's. Although, WACHOVIA all of a sudden started sending me bill notice's in Aug.2007 for the amount of $1, 251.08 with no explanation for the charge's. This left me with no idea for the bill notice's, especially since I had never utilized the checking or saving's service's nor had I made any deposit amount's. I had not stepped back into the WACHOVIA BANK since the opening of my free checking/savings accounts, nor did I ever make any type of deposit to the account.

This gave me incentive to investigate the whole situation which after going through the red tape with WACHOVIA BANK I came to find out that anyone who has your account number can attempt to withdrawal from your account and if the funds are not available then your automatically charged a fee. This is by far the most non-customer oriented way for the Bank to easily collect funds from there customers of course if it's legal. Of course if by any chance WACHOVIA BANK can legal take customer's hard earned money by charging for inefficient funds then if you read between the lines it says their 1st priority is not there customer's.

wachovia bank started charging me nsf fees when i had enough money in the bank to pay the check for which they were charging me the overdraft fees for. they are stealing right out in the open and nobody is stopping them. i have gotten an attorney because trying to talk to wachovia is like talking to a wall. they offer to refund as a courtesy some of your nsf fees. i want all of them back i had enough in my account to pay for these. i have since quit putting money in the account and let all checks bounce because i did nothing to create the overdraft fees.

I found one of the tricky, underhanded ways Wachovia makes money of you is when you want to obtain money from your account, you use an A.T.M. machine. I was not sure exactly what my balance was, so I asked the A.T.M. to display it . I was told my balance could not be displayed at this time by my Bank. Nice move on Wachovia's part, sure racks up the overdraft charges for them. I ended up having to guess my balance and overdrew my account by a couple of dollars.
Thus having to pay Wachovia $35 in overdraft charges.
Why cant Wachovia give me my balance from any machine when I ask for it . I am standing in front of a machine not a line-up in a check-out, there is no problem with me being embarrassed. I would prefer to be told I had insufficient funds than robbed of $35 in the name of Wachovia being benevolent towards me ! What a lie and a farce, it is legalized thievery at the very least !