My wife and I got a Walmart moneycard for our 13 year old son. What a joke. This card is not even accepted in most places to get cash. This card is for those people with no credit or lousy credit. GET A CARD THROUGH YOUR BANK FOR FREE. DON'T WASTE YOUR TIME OR MONEY ON THIS CRAP. This card costs to load it AND TO USE IT, NOT TO MENTION A MAINTENANCE FEE EVERY MONTH. A TOTAL RIP OFF!!!