BEEN A CUSTUMER FOR MANY YEARS PAID ALWAYS PAID ON TIME ASKED MANY TIME FOR THEM TO LOWER INTEREST RATES, NO RESPONSE LAST INTEREST CHARGED 30.22% I BELIEVE I HAVE PAID MY ORIGINAL DEBT MANY TIMES OVER WITH THIS INTEREST RATES. I KEEP PAING BECAUSE I DONT WANT BAD CREDIT THIS IS UNFAIR AND IS EXTORTION