I have read others complaints about this company, and I have just discovered that I am in the same boat. I have received 3 insufficient charges in the last two weeks due to this unauthorized money that has been taken out of my account. I am a single parent (and have been for thirteen years), and I would never have joined a club let, alone two, that cost me $19.95/monthly . Evidently a sister company, Todays Escapes, has also taken unauthorized money out of my account. I guess I got a double wammy. Now I don't have enough money for rent. Guess they weren't too worried about how their fraud would affect us less than middle class. It is appalling. They need stopped!!!