Friday night, my bank card was charged $19.95 for I don't even know what. The listing is "Membership Services" and I finally got a hold of a representative over the phone Monday afternoon. She couldn't tell me exactly what it was for but that it was from something I ordered or purchased online or with a telemarketer and the order must have included a monthly fee that was part of a membership.

I didn't bother threatening to sue.. --too much energy, although I was thoroughly pissed when I saw the charge to my bank statement Friday night.

The best advice I can give you is:
- Only use your card to purchase things online and over the phone when you KNOW its secure
- And don't waste your time with telemarketers' bull**** no matter how tempting the product is.



Bottom line: Total bull****