Man, I wish I knew about this B4 I yes to a trial of US GOV GRANT! I did can them and they said everything is caned. I wondered what she ment by 'everything'? Now I know, problem is evreything was not caned! The salt in this wound is I didn't know I signed for this! I too live on a meger income. When I get my disability check, ssdi, there is very little left after the house payment! Due to my medication I sometimes fall asleep on the key board and next thing i see is a charge to my account! I hope I will get my $34 back.