Welcome Finance

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Category: Business & Finances

Contact Information
England|Lancashire, United Kingdom

Welcome Finance Reviews

Chicko October 21, 2009
Fraud and scam
On the 24 of november i took out a car on HP from welcome finance3 days later i notice a fault with the car so i took it to my local gourage and they diagnose the problem then i call up after sales and they told me to take it to thire mechanics which i did .thier mechanics then call me back to say they touching the car because there is nothing wrong with it i explaine to the mechanic that there is something wrong with the car he said the car is solid so i took it to the main dealer and they told me the same thing as my local gourage that my suspension mount is worn really bad so i let them fix it which cost me £415 i tryed to claim back my money off welcome finance they told me thire mechanic says the job is only worth £149 which they send me a cheque for.Now the parts alone was for £230 how could they fix it for £149.
pete watkinson July 4, 2009
phone and letter charges
they charge me for phone calls and letters even though am making all payments. the way they speak to you they wont do anythink about my complaint . i had 12 payments left and because of ther charges thy say its at least 18 left. i am going to get lieflets made telling people not to youse welcome finance and why and give them internet site to actualy see how many people have been ripped of i am going to make it my mission in life to let people know what this company is like i intend to vist ther offices an tell people ther why they shouldnt youse welcome finance ther are thousands of people on WELCOME FINANCE - THE CONSUMER FORUMS and i intend to tell as many people i can about these so called humans
sean bond June 22, 2009
repayment of overpayments
Myself and my late wife took a loan out of £2000 in 2006 over 2 years, i was informed that i had overpayed 2 months payments which added up to £315, welcome finance sent me a cheque which i put in to my bank, 7 days later the cheque was returned to me by my bank has it was not signed in accordance with the mandate. I took the cheque to my local welcome finance office and explained the problem, they said they would inform head office. Two weeks later i received another cheque which i took to my bank, 7 days later it was returned to me again by my bank. I have now phoned head office 4 times and have been told 4 times that somebody will get back to me but as yet i have had no reply. This has now gone on for 6weeks and being a single father with a 12 year old daughter £315 would help me out a little. i would be gratefull for any help with this problem.
geriv April 7, 2009
PPI
I took out a loan with this company in 2004 after keeping to my repayments i was signed off by the doctor for ligit reasons.I was told i could not claim on my PPI as it did not cover this condition. After I eventually got through to someone I was told that it does cover this. I have written several letters of complaint which seem to get lost. The first person that dealt with it moved office so the complaint was left. When I call the local branch I get rather rude staff. I have been promised callbacks within 48 hrs which have amounted to nothing. It has now been nearly 4 months that I have been trying to sort this out and try and get some of my PPI as i was not wanting this cover in the first place and when I went to claim on it, it ended up with father meeting my repayments.I have went through the financial ombudsman with this complaint now as I do not feel I am getting fairly treated. With working with insurance now, I know the company I work with would not deal with any customer in this way. The buck would not be passed, promises would not be made if they could not be kept. The company seems to be run by a bunch cowboys. In the end I had paid more than double than the loan amount in PPI and charges as I could not keep up with payments when I had been signed off.
skintmumofone March 29, 2009
PPI
I took a loan out with WF and asked for an unsecured loan and then realised it was actually secured once the paperwork was signed and I received the cheque - also the PPI on this was quite high. Am trying at the mo to get this back. ALso fell into arrears 3 months and agreed to go on a payment plan to pay and extra £60 a month I changed my dd and on Friday I got a call saying they would be charging me if I didnt pay this months bill I told them I had changed banks but they were so rude to me and she actually put the phone down on me - I was not intending to bump them so to speak and am really angry they also called me on Saturday morning to say the same thing and I put the phone down this time - I am waitingon my new bank card coming and have told them as soon as I get this I will pay the months payment god has anyone else had problems with them?
kelbel83 January 20, 2009
accepted for loan then nothing
I went through an online loan company which searches for loans and passes on details etc. I received a phone call from Welcome finance which after a lengthy discussion was told i had been approved. They sent out a pack for me to fill in and send back with bank statements and a copy of my passport etc.
Was told the money would be in my back within 10 days.
That was nearly 3 months ago and despite sending them numerous emails and letters, and faxes have heard nothing back from them.
I am now in financial difficulty as a result of spending money i couldn't afford as i thought i would have £2, 000 in my bank within 10 days.

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