This complaint is a warning to anyone who has a car loan with wells Fargo Dealer Services, I have had nothing but trouble with these people, they took over Wacovia Bank, where my car was originally financed, since the take over these idiots have showed me late 26 times, of which I have been 3 times and just like 32 days, they charge you for everything including extra car insurance and yes interest on top of the car insurance, It took me 4 hours on the phone to finally get this straightened out, only the insurance part, I had to go to Experian and dispute Wells Fargos report 3 times, and it has never been changed, it just shoes dispute between myself and lender I even have the amortization of my loan, and they still refuse to see the picture. This lender is a scam artist to the max, and I advise anyone to be very careful when choosing these people to do business with lucidly I only have 3 more payments to go then adios! I am also turning this company over to the Securities and Exchange Commission for fraud and damages. BE WARE OF WELLS FARGO DEALER SERVICES