I have a loan with this company and I go 2 days past the due date and they call me non stop all day long. There has to be something that can be done about this. I understand wanting to collect the money, but I have a 30 day grace period on my loan!!! Why do I get called 2 days after it is late? STOP THE CALLS!!!

I have car loan with Wells Fargo and my maturity date was September 2010. Wells Fargo said that they give me an extention back in 2008. Now they tell me I owe them a ballon payment of 1648.89 with 18.49% interest compounded daily and am 81days past due.Which I have been making a payment monthly. I tried to my arrangements for three payments. I was told to have a nice day. That they want the full amount on December 27th. I have nothing in writing about a ballon payment, accept for a demand for payment letter. They call me twenty times a day from 8 am until 8pm leaving threating messages. I am tired of being harrased, Wells Fargo already has taken advantage of me with a loan for 18.49%. Now they want to reposses the car.Please advise.

Don't EVER GET A LOAN FROM THESE THEIVES!

I've commented on others' complaints but need to expound a bit on my experience.

I purchased a vehicle in 2006 with a co-signer at 12.5% (sub prime). It's supposed to be almost paid off however, they just reposessed my vehicle after almost 4 years of timely payments, the loan being 13 calendar days late, my car is gone. Also, as many other people have posted in their complaints, I have had collateral protection insurance attached on and off over the course of the last 4 years regardless of the fact that I have had full coverge insuance.

I really want people mostly to know that there ARE class action law suits open and moving full steam ahead for most of these violations. I'm working on ensuring that I am considered in any and ALL of them. I have posted links below for those of you who have had the unfortunate experience of being completely raped, bullied, ripped off and lied to by these clowns. I am working to get my car back in my possession by playing their game for now but being the fourth largest bank in the nation, completing a multi million dollar purchase of Wachovia and being named in many lawsuits for preditory lending, ruining credit scores falsely and other inappropriate and illegal practices, I hope everyone knows there is a way out of your situation.

Get your paperwork in order because these guys are going down and you may be part of the injured class, keep contacting local representatives in Congress (it's mid term election season!) and make sure to keep Balboa named in your complaints as they are very tightly connected to the Wells Fargo Bank N.A., Wells Fargo Auto Finance and Wachovia conglomorate!

PLEASE KEEP POSTING YOUR EXPERIENCES! I may be lucky and get my car back, pay it off and they had better hope they have the title as I do have the resources to take them for a long walk off of a short pier!

I LOST MY JOB A YEAR AGO, I WAS NEVER LATE ON MY CAR PAYMENTS NOW I AM HAVING PROBLEMS MAKING THE FULL AMOUNT ON MY PAYMENTS EVERY TIME I ASK FOR SOME ADVICE I AM GETTING THE RUN AROUND. SEPT, 2010 I PUT $200.00 down on my car payment, i did not see the amount was not taking off for my payment . i need my car for looking for jobs can you please have some that will take the time and see if we can make arrangement i do not have enough money to put tires on my car. in october i will send some money for my payment. thank you for listening. october 17, 2010.

AUGUST 2010

If you are looking for a loan, do not use Wells Fargo Auto. If you are behind on payments in any fashion, be forewarned of how you will be treated when you call in to make arangements. This is coming from a mild-mannered, very logical, patient person. As of today, my car payment is 5 days late. FIVE DAYS. I called in because this month, I need to pay it on the 27th - which is late, I realize. It's too much to type here, but please note, coming from a very sane and logical person - I was crying by the time I hung up (and I hung up on the woman.) I did not realize a call to let them know I will be a few weeks late this month would turn into someone yelling at me, talking down to me, taunting me, questioning my finances - with very harsh language and manner. It was shocking. It was unprofessional. I decided to let her keep talking and talking, because I figured at the end I could repeat myself "I HAVE NO MONEY I CAN PAY YOU ON 8-27" - nothing she was going to say can change the fact that I have no money. She was horrible, it was horrible. This sort of stuff has gone on throughout the duration of my loan, but was today was bad. REALLY BAD. Please dont use Wells Fargo Auto for your car loans. Its just not worth it.