We bought furniture from Raymour and Flanigan. The mattress in the sofa bed wasn't great but our problem was with Wells Fargo bank. We financed with Wells Fargo.

They started off by sending us the bills a day or two before the due dates, we always paid more than the bill amount. They cashed one check but did not apply the credit to our account and sent us a late charge! We called and they were real nasty.

After they realized that we had the cancelled check, the guy at Wells Fargo says" as a courtesy I will remove the late charge" Courtesy?

I made the mistake of getting an auto loan with Wells Fargo in September 2006. The auto dealership set up a bi weekly payment plan in which the 1/2 payments were taken out of my checking account every other Friday and sent to Wells Fargo. The calls from Wells Fargo started with the very 1st month's payment due date and have continued for 18 months. While all payments were well within the 10 day grace period and I have no late payments showing on my payment history I was still harassed every month. They call all hours of the day and night, Sundays included, with a recorded message when you pick up the phone to "Please hold"... After I learned the phone number from the caller ID I would hang up. Who calls someone and asks them to hold for 5 minutes until they are ready to talk? When I was feeling like I should answer I would hold for how ever long just to get some moron that had nothing worthwhile to say, but would harass me anyway. I explained the biweekly plan no less than 18 times to this bank - but everytime it was like the first time to them. I have recently found another finance source for my car and now the real fun begins. Because I have a partial payment that was due (because of the biweekly plan) before I can get the payoff amount - Wells Fargo can't seem to find it in them to post to my account the check I mailed them 11 days ago. They continue to call me about $53.00 some odd dollars that is 10 days late, according to them. My payments are normally $313.00 which means I am paid ahead! Today, they asked me to do a bank check over the phone and continued to ask me stupid questions - "why is the payment 10 days late"? My guess is it's either sitting on someones desk who happens to be on spring break or they are refusing to post the account because they know I am refinancing the loan. Either way I can't believe it takes 11 days for a check to get from New York to California and get posted to my account. I have two fellow employees who have a car loan with them and the phone is ringing off the hook here at work with the same harassment to them. Anyone who does any business with this company is out of their mind! Their interest rates are exorbitant, there service is terrible at best and I will never do business with them in any form or fashion ever. You might want to consider doing the same.

I use Wells Fargo's Bill Pay services and have my bills setup for scheduled and budgeted payments. I also have a savings account tied to my checking account where I keep some savings on hand.
We paid a tax bill and it hit the account before I transferred funds over, triggering my account and throwing it into an OVERDRAFT situation. The first time in my life. The same day, 4 items were paid from my scheduled Bil Pay "service" without funds being available. The Bank charged $34.00 per item creating an even deeper OVERDRAFT problem and the next day. Unaware that no funds were available, my husband was able to withdraw $200 from the ATM without any notice of the overdraft situation, and on and on. In a two day period, I was charged $306.00 in overdraft fees.
I do not remember authorizing the Bank to put my account in an overdraft situation. If no funds are available, then they should not allow the transaction. Ssurely technology is available to stop a payment /cash from being transferred.

On 1/8/6 the bank wellsfargo paid a ck 1032 per $900 dollars. When i had a stop payment since 7/19/06 so the expiration of the 6 months stop payment expired on 1/19/6. So they pay the ck before the expiration date ends. I opened an investigation & they never contact to me i did 3 times new investigation until now they don't answer me. When they paid that ck i received alot charges of my credits because that amount wasn't on my account so i want they pay me back the $900 dollars plus all the charges course this negligence of the wellsfargo bank. All went $2,900.00 dollars. Can someone help me?