I was a customer of Wells Fargo for 22 years. with the recession came a difficult time in paying off credit cards...they drained my business account of every penney without a warning. If you are looking for a bank and are a small business, DO NOT choose Wells Fargo. We have had MANY problems over the years with overcharging, etc. but have been too lazy to change banks...what a mistake!!

I have not had an account with Wells Fargo for around three years, the bank is telling me that I owe them 357.75, which are all over draft and monthly bank fees. I tried to take care of this problem with this insutuion, I know that I had someone get into my account and take out money, then had an investigation filed with Wells Fargo, they could not find out any fraud activity, eventhough I'm 100% this occured. I'm on Social Security and had a direct deposit account, and was charged a mounthly fee for having my acount through there bank. When, I payed my mothly bill s, normally there was not more than 10.00 left in the acount; sometines there was less than that amount. I would be charged a monthly fee of around 9.00, this would overdraft my account and they would charge me 30.00 for each occurance. I then went to another bank and transferd my direct deposit to that insutuion, without difficulties. I told Wells Fargo to close my accout with them. I had though it was closed after that, they told me I owed them an amount of 277.84. Today, I recived a call from there collection department for 357.75, and were willing to accept 277.84, less 79.91 intrest fees, I further went on to state I may be willing to make payment's, I can get a 10% reduction off the 277.84 which came to 250.00, and they were willing to do so if I was to give them a postdated check for that amount today. I was not able to and told them I do not give out any post dated checks over the phone, plus the money would not be there. They also would work with me if I can make payments of around 40.00 each month, with a payment today of 25.00, I may have if I had the funds. But I don't and the money I have left in my bank has to last till the first of the month. One employee came on the phone and was vey acusitory, , and won't be sent anymore information on the brakedown of what I owe, and that I was basiclly a free loader, I have contested this from the start with direct communications to the bank, the VP of that branch. If I was 100% in the wrong they would of not gone for any negociations, and would of not tryed to pry any amount for a person who is is disabled. I feel Wells Fargo sets these accounts up with the disabled, knowing that they can possible get overdraft fees, additional charges, and when they can't collect after the accout is closed they can get even more monies by adding intrest fees. And then harrass the client until they pay. I hope and pray that my experience with them has not occured with others.

This is in regards to Wells Fargo Bank, the department that handles home titles.I am trying to make a cash deal on a home in Pahrump Nevada, where the former homeowner had an accident, and was forced to abandon the property, over 7 months ago.My real estate agent had written many letters, but the people who work in this home title office, cannot seem to be organized.they are aware of the whole story behind the circumstances of this home, but they cannot be professional.I would like to get in touch with the vise president of Wells Fargo, to lodge a formal complaint!Also I am strongly considering, going to the Las Vegas Review Journal, to tell this story.In simple terms, I would like to purchase this home, where the former homeowner had to abandon because of health reasons, and she was friends with my friends, who are neihbors, and I am renting a room at my friends house waiting for the paperwork to get worked out, but these people who work at wells fargo keep requesting information from the previous homeowner, who is now living in California, who has left this house 7 months ago, and doesn't want to deal with the bank anymore.I am a well established client of Wells Fargo, I bank with them, but that hasn't helped me in any way.How could it be so hard to buy a house that Wells Fargo now ownes??????? I hope somebody would see this story and I would hope that Wells Fargo would take a close look a their employes, who handle the forclosed homes.They are not the most educated people, and don't care about selling a home to a cash buyer! thank you for reading this, I hope other people, wouldn't have this kind of bad luck, dealing with a bank owned home, especially, Wells Fargo Bank.

I also expierenced the same thing. Unauthorized charges to my account and additional five to six overdraft fees. Seems loss and prevention team concluded that they were in fact unauthorized but none of the service fees were returned. The following month they closed my account, froze my debit card . I couldn't have access to my account which meant that I couldn't pay my creditors, in addition to that they would always re-arrange my account. One day my transactions are paid, the next week they disappeared back and forth. They would post and pend my direct deposit. The CSR would practically laugh when I told him I would report them to "Department of Banking" or the Attorney General. The only thing I could figure it's thier way of not getting caught -no balance sheet- so you can't keep track of balances - unauthorized/outrages fees. Extra income for the company - consumer flips the bill. The local company is located in one area, the loss prevention in another area, loan reproduction in another etc. running wild and now they merged with another company.

Wells Fargo bank is the worst bank there is. I honestly do not know why people is still bank ing with them. I filed chapter 7 bankruptcy and they froze my accounts taking everything. The trustee had nothing to do with it. They didn't even ask if the money was exempt. Now they won't release my money til the trustee tells them too but the trustee didn't tell you to freeze my money. WORST BANK EVER!