Attention Wells Fargo Customers that were given wrongful fees,

This is multi- million dollar criminal fraud that will with my help have a class-action law suit behind it. And there's no cleaning it up Wells Fargo because I now have irrefutable indisputable proof, beyond all reasonable doubt, that you {Wells Fargo Bank referred to here out as "you"} knowingly and with forethought and malice gave instructions to lower management to do several things. And love this, We now know why you thought you were not going to be caught --sorry!

Goes like this:
Step 1 -- Just like the gentleman that started the complaint a person closes out an account with absolutely nothing pending on it and does so with a printed receipt that he now has a zero balance.

Step 2 -- A period of silence normally goes by, or from what I can tell it may a "varied" waiting period for it to appear legitimate. But soon after the person, here is the fraud, charged a monthly recurring fee, to the zero balance. Now whereas you are going to claim, ah but I am one step ahead of you Wells Fargo, you will attempt to claim that the account was closed "during" the exact time period that the account did not have money in it, yet not fully in a closed status --if that makes sense, which it does not, though they remedied this.

Step 3 -- They in return do not call the unsuspecting consumer as this would render complaints such as this. They instead turn it over to a collections agency, and guys I love this more than ever, a collection agency owned by none other then Wells Fargo.

Step 4 -- This money is or never was meant to be collected by the consumer, as I discovered and taped a phone conversation> here is the jist of it. We, the consumer are not sent out any type of collections letter nor given any of the usual phone calls normal collection firms rely on. So here "DEBT" is created/manufactured and goes largely undetected or rather unchallenged as the monies are not aggressively sought. In fact most consumers will report of not finding this debt out till much later and usually through some kind of fluke, like calling in to complain about some charge and an attendant revealing the debt.

Step 5 -- This debt is conveniently kept to under a hundred dollars though besides the monthly service fee they tacked on out of thin air they now also add another charge, perhaps two extra charges: a late payment fee and a fee for being under the limit. All still less than $100.00 dollars though around the $50.00 dollar mark for each account. I had closed on the same day a personal checking account and a savings account both totaling a hundred dollars of debt. This DEBT is slated for "CHARGE OFF"and the America taxpayers are now responsible. The IRS is never alerted. My under cover bank employee has recently revealed another fact that will demonstrate malice and knowing the difference between right and wrong. It is...

Step 6 -- All debt that is sent to collections comes with an incentive to pay the bill. It is called your credit score. Wells Fargo Bank was given specific instructions that this debt would never affect the consumers credit repot and further more never reported to the Credit Bureau's what-so-ever as this event could and would be the one thing to raise the red flag. Eventually the folk seeking credit would discover their credit score had been negatively impacted, though because it is never reported it never sound any bells off. Very clever though a truly air tight case. Oh yes, my confidential informant is an impeccable non-impeachable witness. She was reluctant at first especially when I informed I wanted her to do it for the fact it was the right thing to do not for money. The money could discredit her testimony against key banking officials the day of trial. We are good to go, clean as a whistle.

Closing Comments: We need though at this point more consumers that will come forward with the same scenario. In-house documents have already been recorded and copied therefore if they get the urge to purge they are a little too late! But again we need live bodies before actual Discovery and Grand Jury summons. Wells Fargo will need to absolutely credit me back every fee they ever garnished for my entire life of having banked there for me to go away and not pursue. I find it impossible that this will happen as the powers to be are not the ones reading this and probably think they are smooth sailing. Please contact me or leave contact info. for you in the comments section here. We are talking Class-Action suit with special circumstances which qualifies in anyone's interpretation of the law as damages. This was no over-sight fellows. This was no accident. This required advanced planning and inclusion at the very highest levels of the banking corporation. It has gone on undetected for years and has effected thousands of consumers resulting in the theft of millions of dollars. Partake today in a Class-Action and get the refund you are entitled to. Do it because it is the right thing to do and stop corporate theft in America. We are counting on you to come forward. A public service announcement will be developed and aired on mainstream television so it is only a matter of time. You are by the way with a group of legal pros that have NEVER lost a case. We are at the top of our game and will collect. We are in addition seeking concurrent criminal penalties as well demanding that it be served in a Federal Correctional Institution not a suspended probation of which they will attempt a plea. No pleas -- this case is too easy, sorry.

Wells Fargo executives may contact me for reasonable solution, though time is dwindling quickly. Note: It is against our in-house legal policy and ethics to resolve case on the day of the trial or even the proceeding week, in order that Wells Fargo may be spared a full assault of charges and restitution they will not soon recover from. Now is the only time anyone will show interest in a financial resolution in lieu of filings. The Filings against your corporation could begin as early as late next week.

Call Mr Terry at 951-894-2560 All complaints against Wells Fargo should be relayed to Mr. Terry who will send you a simple form allowing you partial awards monies on a win verdict and assessed punitive damages. [We are thrilled to announce that the punitive damages in this case are well into the 7 figure bracket, according to highly respected individuals form the Rand Corporation who have counseled us on all our options and exactly the impact on our communities, should the criminal charges be victorious. They assess there never will be criminal trials as all will accept plea bargains for lesser time. A minimum incarceration time has been set at 9 months on the low end for lesser culpability and 25 years for the actual "principles" that were architect to this very elaborate scheme.

Attention Wells Fargo consumers who were charged wrongful fees,


For Wells Fargo Civil Lawsuit Class Action call me at 951-894-2560 Ask for Mr. Terry.

We never charge you legal or processing fees of any kind. We will recover the fees that Wells Fargo fraudulently stole from you and people like you. In addition we have received the green light to seek punitive damages, as this case was not born out of negligence or an oversight, but rather cunning calculated financial planning and taking into account their propensity for getting caught. They actually did quite an impressive job of keeping it out of mainstream medias or the consciousness of anyone that matters. Because of the seriousness of these civil and criminal complaints we are sworn to secrecy and all Discovery is kept classified until judgment day and we can have them served. Their Oregon state financial services will be the first released indicted by the Grand Jury, as a heads up. We are close, real close.

We need you if you have a similar case or perhaps all you know is Wells Fargo charges you fees that do not seem legal or right. Perhaps you canceled an account only to find out you still owe on it.

A long haul though Wells Fargo is now about ready to pay up and be held accountable for their actions along with all the upper management personnel we can trace. The staff giving the orders and mandates of "creating debt" and subsequently charging the monies off. We have several written memorandums though to Wells Fargo credit they kept this well compartmentalized in order to assure compliance of the scheme yet for no one to piece it all together .

Theses upper management directors and principles of Well Fargo Bank are all in an active process being reviewed by our expert team and we have brought in some outside help, an ex-circuit court judge, for the purpose of sledging out any weak spots or flaws that could make for a reasonable doubt. We are not ready till every last ounce of doubt is purged from this case. We invented the term "Air-tight Case!" Their Credit Division in the state of Oregon has been the easiest to unravel with full fledged supporting documentation coupled with two highly reputable and trustworthy banking employees that have first hand eye-witness accounting of the men and women of Wells Fargo they believe were in full collusion at the highest point of this financial conspiracy to defraud the IRS and American taxpayer out of millions of dollars.

Note to Wells Fargo: Contact us should you have any ideas of solution. Time is not on your side. Act quickly, you are warned.

All others: We will prevail as we always do. Call Mr. Terry for Class Action Civil Suit, based on fraudulent fees assessed to your account. Call 951-894-2560

A couple months ago 100 Dollars was with held from my account for a levy charge to do with a bill collector getting a court order. I called the levy dept. at Wells Fargo Bank twice to try to get them to return my hundred dollars, they flat refused both times. After researching, Federal law prohibits them from taking SSI money. I have had an account at Wells Fargo for years and years and the only money ever deposited was SSI money only! My question is: Do I have any recourse to get my 100 dollars back? I barely survive as it is, why can they take money from SSI money in my account when Federal law says they can't? I would appreciate any help or advice on this matter. Thank you very much.

This bank charges outrageous fees. They charge a $5 fee every day your account is in a negative status, only making it even more negative, digging you in a deeper hole! The fees are incredibly horrible. Besides the fees, my biggest complaint about them is their online banking system. When making a purchase using your check card, you will find it in the "Pending" section the same day you make the purchase, then the next day, the transaction just disappears! It is neither in the "Pending" or "Posted" section! This causes serious confusion to customers who rely on online banking to do check and balances. Then a few days later, you will find the transaction appear in the "Posted" section, after you've forgotten about the purchase and wonder why your balance is all of a sudden not what you thought it should be. I emailed customer service about this, and their reply said that because of the system, there is no way for a transaction to remain in the "Pending" section while it is being cleared. This is such B.S. because other banks I have been with keep the pending items showed as pending. I feel this just screws consumers up and is Wells Fargo's way of collecting more fees.

i applied for credit card machine to activate but, the egent who are in chage did not return my call back i am loosing business every day since december of 2009. they have already charge me in my account $50.00 that i am not aware of it three person i called non of them call me back i have three account with them inclouding bussiness account.
now they got me big time not to open another account with diffrent bank.please help me to solve this problem my name is hamid