We recieved a letter yesterday from our home policy company if they don't recieve a payment by christmas day(5 days away) they will cancel our policy. After investigating the past 12 months of payment statements, we discovered the Wells Fargo escrow department sent a payment to the home policy company a few months ago but it was not correct. We now have to come up with $239 to pay or be without insurance. I know Wells Fargo is going to get a really mad phone call tomorrow. I never had any problems with Wachovia. It's a shame they were turned over to Wells Fargo thru no fault of our own. I'm gonna pay the $239 to make sure we don't lose our insurance. Right now my hubby and I are not going to buy presents for each other. I also noticed on our last statement they haven't paid my county taxes like Wachovia did every November. Thank you Wells Fargo for trying to get us to lose our house.

I have been going back and forth with Wells Fargo for about a year and a half. After Obama signed to get help now, Wells Fargo then approved me for a home modification workout program. I then sent in my 3 trial payments and they LOST ALL MY PAPERWORK for the home modification workout, that I sent via FedEx. With a signature. I then was angry but resent all the documents that I scanned and sent it to them via fax. Soon there after I have been calling the banks, asking for when will I get my final modification. I got so many people's names I called on a daily basis to hear that I haven't been approved for the modification and then they send me paper work dated 8-10-09 to sign 5-10-10. I said no ways will I sign that documents especially when they messed up. On a weekly basis, I been sending them a hardship letter, proof of income, and any documents that they asked for it has been faxed within 24 hours. Last week I been sent a court order saying we haven't appeared in court, neither have we been served from a process server. How can they just make us lose our home without sending us any type of documents to appear in court? I hired a local attorney however, now I have gotten a letter from a Commisioner in the state of Hawaii to take over our house and remove us from it. I am seeking any help I can to get what I deserve. If there is anyone who can help me, I can be reached by email at [email protected]

I have lived in my home for 10 years not missing a payment, went on unemployment 2/2010--04/10 I was diagnosed with breast cancer & had surgery/treatments, then 6/2010 had surgery for torn rotary cuff, starting June I received workmans comp of $2100 a month until I go back to work next year. I have been trying to get a loan modification since April 2010, once I got a letter stating that they offered me a modification and turned them down which is a lie. I have sent all paper work in nine times, tax returns, copies of unemployment checks and disability checks, bank statements, tax returns. Oddly they call me to say they only got parts of the paper work so were is the other paper work that was in those envelopes. I am a nurse and will be goign back to work soon so why are these people having me to run back and forth to Office Max to make copies of everything and they are not doing anything since April, it has been eight months and it only takes 30-45 days to approve a loan because I was a loan processor one time so I know. I am to old to walk away from my home and it seems to me they just want my house. Then if you call your loan processor they never return your call !!

Wells Fargo gave us a loan to buy a house for $550, 000 in 2007 . We gave $114, 000 as a down payment. My husband use to make $8, 000 more in 2007 than 2010 . We tried to refinance because we have INTEREST ONLY ADJUSTABLE RATE, and Wells Fargo said: your income is not enough! you can do a short sale instead! I have never seen anything more unfair than this!

Wells Fargo and I had a Forebearance Aggreement that I was following when Wells Fargo decided to breach by stating on my monthly mortgage statement that foreclosure preparation has begun. If I wish to retain my property the loan must be brought current immediatly Total of Forebearance Agreement. Breaching the agreed upon Forebearance Agreement; then tryed to lure me into a deceitful Loan Modification by misleading, and requiring me to do so, and stating that they have investor approval, then making it look like I had requested the Modification. Trying to place the burden of a request on me. They say we must advise you your request for Modification has been denied for the following reasons: "We are unable to come to a mutual agreement." Whatever that is supposed to mean? Then foreclosed (10) days later, and sent me notice of sale (2) weeks after that.
I have tryed to retain an Attorney more than once! Useless... aren't any confident enough in themselves to battle with Wells Fargo. It's not a reason that I dont have a case, because I have saved every letter, Mortgage Statement, Bank Statement, even have a Customer Account Activity Report from wells fargo showing they received payments. I have paperwork situated in cronological order, along with the Arizona Revised Statues that were violated. I have a solid case with nowhere to take it. It is almost pointless to seek an attorney, especially like the first one I had who calls me to meet with him at his office. Upon arrival he asks me If I happen to show up to the Judgment Hearing? I said "No" you are supposed to tell me where and what I showup for. So he lost that for me!! I have recently submitted a complaint with the Arizona Attorney Generals Office for Consumer Fraud directly or indirectly affecting State Commerce for consumers within the state of Arizona by deceitful and misleading practices used to obtain real property. So far Wells Fargo has replied back to the Consumer Complaints Manager with information intended to mislead the Attorney Generals Office, with information not consistant with the records I have saved. I only fear that the Attorney Generals Office will not pursue my case because they may lack a significant amount of complaints from consumers in Arizona related to my complaint. So perhaps, if you file your complaint with your States Attorney Generals Office, and if the other people that have complained here, file their complaint with their Attorney Generals Office; those Attorney Generals can join together in a lawsuit Action against Wells Fargo since they now have the power to enforce State regulations with a National Bank{Cuomo v/s The Clearing House Assc. 557 U.S.____(2009)}. Submit anyway, They will inquire with whom you have filed a complaint. At the least you will be able to add their reply as documentation for interpretation in your case