I was behind on my mortgage payments due to me being a Realtor and the Real Estate market being the way it was and still is i was unable to make my monthly mortgage payments. I paid every payment i could when i did get some money.
Then finally after almost a year with no luck finding any work i found a job that now could pay my mortgage on time. So the called Wells Fargo and explained (which i was always in contact with them) So Wells fargo set me up on a 3 payment plan which was $150 a month higher than the current mortgage payments.
I paid this ontime then the bank told them to call back and they would modify the loan when all 3 payments were on time. i called in wells fargo sent a new modification (so called relief) stating what was owed before and now the new terms interest went down about 1% 11k late fees and all other back payments added to back of the loan not intrest free mind you which most of this money was already intrest and now i have a new 30 year mo rtgage for more than i paid for the house five years ago mind you in a good market.
So i called Wells Fargo and said this is unaceptable, Wells fargo in short simply said take it or leave it.
Now since i feel on hard times i will pay $8336.22 more for this house when today it is worth maybe 60k i owe 107k I asked them about this hope for home owners program and they would not talk to me. I owe the back payments for sure no disput there but i do not expect to pay more money now for the house then when i bought it 5 years ago the money i owe was intrest and should not be costing me more intrest over 30 years.
and Wells fargo if you are reading this i want you to know i am filling complaints with everyone and thing i can.
and since i can not upload photos here for some reason have alook at the actual documents to prove you people are GANGSTERS
<a href="http://activerain.com/blogsview/1346003/mortgage-relief-is-it-helping-your-real-estate-market-find-out-what-how-colorado-real-estate-mortgages-are-doing">Wells Fargo steals money from people who need mortgage relief</a>