I HAVE BEEN TRYING TO GET WELLSFARGOHOMEMOTGAGE TO WORK OUT A REPAYMENT PLAN SINCE THEY WROTE ME AND SAID THAT IHAD BROKEN THE PAYMENT AGREEMENT.THAT WAS NOT WHAT HAPPENED MY FREINDS AND CHURCH WAS HELPING PAY MY REPAYMENT AGREEMENT BUT IN THE THIRD MONYTH WE WAS GOING TO BE LATE MAKING THE PMT SO I CALLED WELLSFARGO THE REP FOR WELLFARGO SAID SINCE I HAD SENT 12;OOODOLLARS THE FIRST MONTH THAT IWOULD ONLY HAVE TO PAY 69DOLLARS I ASK THE LADY IF THISWAS CORRECT SINCE IWAS ONA REPMT PLAN SHE SAID THAT SHE WAS LOOKING AT IT ON THE COMPUTER AND YES THAT WAS ALL I NEEDED TO SEND SO I SENT THE MONEY AND THE THE FOLLOWING MONTHS SENT THE PMTS THE FOURTH MTH I STARTED RECEIVING THE MONEYODER BACK STATEING THAT I HAD NOT FOLLOW THE REPMT AGREEMENT ICALLED WELLSFARGO SPOKE WITH THE REP SHE SAID YES THAT IT WAS NOTED ON THE COMPUTER BUT I STILL DIDNT FOLLOW THE REPMT PLAN NOW IM FIGHTING TO KEEP MY HOME . YES IT IS TRUE YOU NEVER SPEAK WITH THE SAME REP TWICE OR IN THE SAME OFFICE EVERYTIME YOU CALL WELLSFARGO THE REP MIGHT EVEN BE IN ANOTHER STATE FROM THE LAST REP EACH ONE WILL TELL YOU SOMETHING DIFFERENT THAN THE LAST REP I SPOKE TO UNTIL ABOUT MONTH OR TWO AGO THEY DIDNT EVEN HAVE ID#SO COULD REFER TO THE LAST REP YOU SPOKE TO I PUT MY LAND UP FOR THIS HOUSE IT HAS BEEN A NIGHTMARE EVEN BEFORE CLOSING I HAD TO JUMP THRU ALLKIND OF HURDELS EVERY TIME I TOOK OFF WORK AND DROVE A HUNDRED MILES TO THE LAWYER OFFICE THEY WAS USEING FOR THE CLOSEING ONLY TO TOLD THAT THE CLOSING WASNT GOING TO THAT DAY THEY ADDED ONEMORE THING THAT I NEEDED TO DO BEFORE CLOSEING THIS WAS SEVINYRS AGO AND BE FORE THEY FINALY CLOSED THEY RAISED MY INTEREST RATE IT STARTED OUT GOING TBE 5 1/2 PRCT IT WOUNDUP 8 1/2 THIS CHANGEGED THE PMT AND HOW MUCH I WOULD HAVE TO PAY BACK AND DINT OFFER ANY DISSABILITY INS SO WHEN I BECAME DISSABLE IN 2008 IT TOOK ON THE NIGHTMARE WITH WELLSFARGO I COUD SAY HOLE LOT MORE ABOUT THE LIES THEY HAVE TOLDFME THE TURN AROUND AND TRY AND FORECLOSE ON MY HOME