Woodforest National Bank
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Category: Business & Finances
Contact Information Champaign/ Urbana, Illinois, United States
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Woodforest National Bank Reviews
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karen mason
January 28, 2009
crooked b+1$#%ds
We want to close our account but we need to close it 30 days to the day of the one year anniversary or it will automatically renew for another year. They charge an early termination fee of $375 if you are one day ahead of the schedule. They are a terrible company.
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Buck
January 15, 2009
Stole My Money
Someone stole my checking account information and attempted to debit my account 32 times, I notified the bank of the unauthorized charges, filed disputes on all of them. The dispute department said, "if anything would have cleared, then they would have refunded the amounts cleared, but since they were just attempts, then they weren't actual charges." However, the ACH department charged my account $32.00 every time an attempted debit was made and then charged my account $32.00 on every second attempt that was also made. I didn't authorize any of these debit attempts, yet the bank refuses to refund the $1400.00 in fees that they charged my account.
Then 3 days after all the initial charges were made, my direct deposit goes into my account and they take out the $1400.00 in fees, for all the numerous unauthorized attempted charges.
They victimized me just as bad, no actually worse, that the person that stole my account information and attempted to get my money, at least the person, didn't get to steal my money, but the BANK DID!!! They still are refusing to refund the $1400.00 in fees that they charged my account for unauthorized debits.
Since when does a bank, after they find out that the NSF charges resulted from unauthorized transactions, refuse to refund the NSF fees????
WOODFOREST FLAT OUT STOLE MY MONEY!!!
I spoke with the brand manager, Carole Malone, and she said that she couldn't refund the charges, because she didn't charge them, that the ACH department charged the fees. I spoke with the ACH department and they stated that they don't refund fees, the brand manager has to do it. I even spoke with the Regional Manager, Debbie Rogers, she agreed that the fees should be refunded, but stated she wouldn't do it, I asked, "shouldn't the company that has my money, be the one to refund it?" And she agreed, and she agreed that Woodforest took my money, but didn't know how to get the fees refunded. Are you kidding me???
What kind of managers is this company hiring? Managers that don't know how to right a wrong apparently!!
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Ken
January 15, 2009
Will not close checking/ lied/ charge $25
Woodforest bank? free checking cost $9 open $995 mth $1250 debit card $ 1000 checks they suck liers thiefs/ I have o money for month and they charge for maintenance/ I have no income they will not close checking/ they want 25 dollars for application to close checking. stupid they called law on me and they are the crooks charging money to a o checking to make a negative and will not close. It will cost over 70 dollars and the checks are not good even in walmart store where bank islocated. This is crazy and stupid . they just want more money.
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November 12, 2008
fraud
stole disability money now my phone is shut off and they refuse to handle the situtation someone should close them down
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October 24, 2008
Fraud
I purshed a 211.00 money order on 08/23/08 which apparentlywas never cashed. I attempte to trace the MO and the branch manager refused to verify if the mo was cashed or not. I was instructed to return another day to try again to see if the MO cleared. I contacted your offices and was treated no better. Today I received the partial return of the funds of this mo. I was told that I had to pay up front $25.00 to cancel the MO> At the same time I was informed that the $25 was taken out of the refund of the MO as it is normally done. I KNOW THIS BECAUSE I HAVE HAD ISSUES WITH MO RETURNS BEFORE.
The refund I received was not the $211.00 I purchased and requested a return on. It was $186.00. And the hispanic female that took care of the refund and overcharged me the $25.00 up front refused to refund the entire $211.00. I intend to file fraud charges against your bank & this employee that stole this $25.00. SHE STOOD THERE AND OUT-RIGHT LIED THAT SHE HAD RETURNED THE $25.00 DAYS AGO! ANY J___A WOULD KNOW THAT IT DOESN'T TAKE A WEEK OR LONGER FOR MAIL TO BE SENT ACROSS THE STREET!! CONSIDER YOURSELF REPORTED TO CONSUMER AFFAIRS AND ANY FEDERAL AGENCY THAT IS FED UP WITH BANKS LIKE YOU THAT VIOLATE CUSTOMERS RIGHTS AND OUTRIGHT STEAL MONEY FROM THEM.
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September 27, 2008
Excessive OD Charges
We were hit by Hurricane Ike on 9/13/08, as a result of this diaster, we are without power for 14 days now. The devastation has caused a major financial strain on us causing us having to use the funds we had to survive. Obviously, this dug into the already committed obligations pending in our account. We have had to spend anywhere from 30-60 dollars a day to maintain a generator going so that we can feed our 2 small children. Most of all banks as posted in the Houston Chronicle have waived fees to give some relief to their customers. However, Woodforest National Bank has allowed all kinds of ATM/Debit Card charges to be approved, knowingly that the funds were not truly available so that they can charge $32.00 a pop for each transaction. Imagine being without power where I normally am able to do online banking to monitor the account is now gone... this bank kept authorizing charges and I am geing hit with 12 OD Charges at $32.00 each totaling $384.00 in the negative. I am the sole provider, my husband is disabled and I have 2 small children who are affected by this hardship. I feel that this bank took advantage of victims after a major natural diaster. I will forward this to their corporate office and although I may not get my account credited, I want as many people to know that WOODFOREST NATIONAL BANK ARE THEIFS.
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August 27, 2008
Massive overdrafts
We've been hit with about 15 overdrafts by this bank totaling 500 + dollars in the negative towards our account. EVERY pay check we've been getting further and further in the negative causing us HUGE financial troubles. Some how despite having a negative balance while any other bank debit/charge card would stop working this bank continues to allow transactions upwards of being over 200 dollars negative on the account. I've never heard of a bank allowing this before, though they claim they have no control over it. I think its just a way for them to get rich off other peoples hardships.
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August 24, 2008
Unspecified NSF Charges
Woodforest National continues to charge my account with NSF Charges for unspecified/unidentified attempts to withdraw money from my checking account. I am not notified of these attempts and if whom ever it is tries again, knowing there aren't funds from the first attempt to cover it, Woodforest charges me again. This has happened 3-4 times and has added up to several hundreds of dollars each time. Isn't there a legal concern to such activities?
I'm on a fixed income and can not afford to give my money away to a billion dollor corporation. My livelyhood depends on every dollar that comes in. Ultimately, I want my money back, and I want that practice to be stopped immediately before they render me homeless again.
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August 12, 2008
Bad service
My wife received two UPS Next Day Air packages from two individuals within the United States. The envelopes contained American Express Travelers Cheques in $500.00 denominations. The money was suppose to be from individuals purchasing paintings within the US. I took the first of the American Express Travelers Cheques to Woodforest National Bank located on Camp Bowie before they closed and moved the branch somewhere else. The young lady who waited on me took the cheques and checked them for the water mark. She found the marks and commenced to cash the cheques. She cashed the cheques and never said a word to me about the cheques being fraud. She never did call the American Express office to check and see if the cheques were fraudulent. Later in the day, she called me and informed me that the cheques were fraudulent and that I would have to pay the $3, 000.00 back to Woodforest National Bank. I informed her that she had checked the water marks and located them that is why she cashed the cheques. Now I have TRS recovery threating me that if I don't not make the payment to Woodforest National Bank that my credit would show that I cocerced the money from Woodforest and that I would never be able to open up another bank account anywhere in the US from banks that used Telechek systems. I feel as though the young lady that cashed the checks, ok'd the checks and that Woodforest should have to take responsibility for the checks.
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January 16, 2008
Took money from bank acc unauthorized!
Money was taken from my Bank Account and I don't even know what this company is.
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