Bought a $4000 sofa sectional, purchased teh $278 warranty like an idiot. Noticed some black line marks on the sofa after a year of ownership. Placed the call for a claim and told them "I dont know what the stain is but it looks like straight lines, maybe a pen mark." They denied the warranty because I couldnt identify the cause of the stain!! Shouldve just told them pen marks. What a scam!! Do not purchase this bogus warranty and if you did ask for a refund.

10 minutes after worry no more service man left, I received a Email stating that after careful review worry no more were unable to cover the warrantee on my leather couches.
I had originally called to report a tear on the kick plate of my leather sofa which was clearly covered under the plan WORRYNOMORE that I purchased from Macy’s. I had just noticed the tear a few days prior to calling, so I was well in the time frame of the contract. After farther inspection of my furniture I discovered one other tear in the fold of the seat of the sofa, almost impossible to detect unless you are looking for it. What really caught my attention and made me very concerned were the numerous areas of wear, that have potential to become a new tear. I pointed out all these areas to the service man as to document all further claims. I used the products I received with my WORRYNOMORE kit, so I don’t know why this happened, worry no more came to the conclusion that the wear had been happening over a long period of time. Tell me isn’t that how wear and tear happens, over a long period of time? What is not supposed to happen is leather splitting in only 4 short years!
After reading my contract I feel this company is unfairly disqualifying my claim and I will be taking further action. I plan on contacting Macy’s directly, hiring an independent furniture repair man and if need be take your company to small claims court. I also will be reporting United North American and Macy*s to the New York attorney general and the Better Business Bureau.