I was incorrectly charged for a CD I did not order. How can companies get away with taking money we do not authorize to be removed from our accounts? Then they fought with us about returning the money. Now they have finally returned a portion of the money and are doing their investigation. Go to it! I have nothing to hide and a few pennies to gain. I will never do business with this company and recommend that others' think twice before being ripped off by them.