THIS COMPNAY USES BAIT AND SWITCH TACTICS PLUS DELAYS PAYMENTS. AND ALSO WILL STILL TAKE MONEY OUT OF YOUR ACCOUNT EVEN IF YOU CANCEL A TRANSFER AND CLOSE YOUR ACCOUNT. THESE PEOPLE ARE NOTHING LESS THAN SCAM ARTIST HOLDING ON TO YOUR MONEY FOR A PERIOD TO GET INTEREST OFF IT.
BAIT AND SWITCH, PROMISE A TRANSFER IN MINUTES BUT AT THE END OF THE TRANSACTION THEN STATE 4 OR 5 DAYS.

DO NOT GIVE THESES PEOPLE ACCESS TO YOUR CREDIT CARDS OR CHECKING ACCOUNT.

I USED THIS COMPANY SINCE I WANTED TO SEND MONEY TO MY FAMILY IN THE PHILIPPINES FOR THEIR NEW YEAR CELEBRATION. THIS COMPANY PROMISED A FAST, RELIABLE, AND SMART WAY TO SEND MONEY SO I TRIED THEM OUT, NOW, I REALIZE I SHOULD HAVE JUST USED WESTERN UNION. HERE'S THE PROBLEM: DEC. 29 WE USED THEIR WEBSITE TO SEND $250 TO THE PHILIPPINES (= TO PHP 10, 043). THE FOLLOWING DAY, MY SISTER TEXTED US THAT THEY (BANCO DE ORO - XOOM'S RELEASING AFFILIATE) ONLY GAVE HER PHP 6, 300. OUR CREDIT CARD HAS ALREADY BEEN CHARGED THE $250 + $14 TRANSACTION FEE + $8 FINANCE CHARGE, AND STILL, MY FAMILY HAS YET TO RECEIVE THE FULL AMOUNT UP TO NOW, AND IT'S ALREADY JAN. 2 IN THE PHILIPPINES. I CALLED THEIR CUSTOMER SERVICE AND THEY SAID IT WOULD TAKE 3 BUSINESS DAYS TO CLEAR THIS, WHICH IS BULL CRAP BECAUSE THEY ALREADY HAVE MY MONEY AND THAT MONEY WAS MEANT FOR MY FAMILY TO CELEBRATE THE HOLIDAYS. I ASKED TO TALK TO A SUPERVISOR BUT THE AGENT SAID HE/SHE WAS OUT OF THE BUILDING.

My friend sent me US$1000.00 using Xoom money transfer services. As per tracking number X-03118-47921-66062 money was deposited in my National Bank of Canada but money never deposited. We contacted Xoom services by Telephone and by email but issue never solved. It took me a month the issue still there. Anybody interest to join with me to put them into the court, to stop them to repeat all the bad business activities and to protect the consumers? Goto see https://www.xoom.com/trackxfer?xferid=2223341073&invoice=X031184792166062

They said transaction completed but I do not receive a money.