I was notified by capital one credit card representatives, that I was late on payments from charges that started in December of 2006. I payed the card off so I had a zero balance and new this. So as we investigated this we found the first charge started in December with a 14.95 charge from dream works then several 74.95 charges from a company named XtremeBurnRX to a sum 0f several hundred dollars. I am currently having to pursue charges.