My husband and I were looking for a home to rent on craig's list. We saw an add that said take over payments, of $915.00 for a 3bedroom 2 bath home we were just so excited, it was exactly what we were looking for, we could have our dogs and rent that we could afford. So we decided to call it conected us with your american standard, we asked for the address and were told that if we joined we would be able to have that address plus tons of other homes in our areas of intrest, it would give the address and we would contact owners or banks through an email letter and they would contact american standard and set up appointments so we could view the homes. The lady(Rhonda) said it would be a fee of $199.00 and that would pay for the contact info. so we paid them the 199.00 and then my husband went to work and he told someone what we did the told him it was a scam so then I look online and see all these people who were ripped off. I called american standard and asked for a refund (doug) tells me that I can get one in 90 days, no I want it today, well you logged in and you had to read the terms and conditions there were no terms and conditions that came up he argued with me saying there were and I said there werent if you are a legit company just give me my money back, you need to wait 90 days I said either you do it or my bank will file fraud charges and get it back that way. he than says it wil take 24 to 48 hrs because the payment is pending once it goes through they will reverse it back and cancel. Im not gonna trust them Im still going to have my bank reverse the charges also. PLEASE DONT TRUST THINGS YOU CANT SEE ALWAYS DOUBLE CHECK BUSINESS'S BEFORE YOU PAY THEM!!! I will not ever pay for a service up front again until I check them out first.