An electronic check for $99.49 posted to my checking account yesterday. It purports to be for a savings club. I did not authorize the charge or sign up for any such thing. I called to dispute the check with my bank, Chase. The incredibly rude claims employee claimed that they would credit my account for this money but claimed that it was not fraudulent despite the fact that I did not authorize it. She maintains that because I took an online payday loan and agreed to allow the payday company to sell my information to third parties that somehow translated to carte blanche permission to these third parties to make unauthorized debits and charges to my account.

The Chase claims employee told me that I had to close my checking account or that Chase would not refund any such unauthorized claims. Seriously. Sigh.

This company keeps withdrawing money from our account automatically the first of each month .Our bank is unable to stop the transaction. We never subscribed to this savings discount club and do not even know what it is. Our bank stopped the last withdrawal and this month the company just changed the name and did it again. We keep calling the customer service number and it always says we are calling after hours no matter what time of day it is.