Registered for help with my outstanding pay day loans with this company. They promised to negotiate with the lenders as I paid $120 per paycheck. The interest rates I was charged led to next-to-nothing going towards paying off the loans. The phone calls from the loan companies never stopped coming. After a few months of this they suddenly stopped taking money out, saying that there was a problem with my bank. I called my bank and they reported no problems; no blocks on any ACH withdrawls on record. I re-submitted by banking information to youpaydayloanhelp, and still no withdrawls since then, and no one called to tell me anything. So after several months of paying them $$$, my loans are not settled and I wasted even more $$$$.