Back in May, I received a dunning letter from Zarzaur & Schwartz, PC advising that I owe Citibank, South Dakota, NA. I responded to the letter via certified mail requesting validation of this account in question. I received another dunning letter (which is the same letter from before)from the attorney in question and I mailed another ceritified letter requesting validation. Then I received a letter threatening to sue stating the courthouse information and everything, looking as if they have already filed a lawsuit. I mailed another certified copy of a letter requesting validation. I never received any responses from Zarzaur & Schwartz, PC. In July, a deputy knocks on my door and issues me a lawsuit paper stating that I had thirty days to respond. I responded back to the court. Everything I requested the Judge Smith denied, but I had to answer this lawyers questions. I never once not answered any requests made by this lawyer. Then In November, I received a Judgment summary on their behald stating that I never responded to a claim. I called the courthouse and the court clerk advised me that they have received all responses along with my objection for a summary judgment and advised me to file an appeal. I did so and was denied. I filed several other motions and nothing was answered. When I received a Garnishment letter from the deputy, I notified the court Clerk and she advised me that I received a letter requesting to appear in court on November 15, where the Judgment was ordered. I advised her I never received a letter and she advised me that she was in court and that I was to appear and this was the reason a Judgment was awarded to the complaintant. I was furious because I know I never received any summons. So the next day after thinking about the whole ordeal, I called from my place of employment where everything is recorded and I requested the name of the person who mailed a copy of the court summons. I was transfered to several different court clerks and neither knew anything about a summons, advising me that there was nothing mentioned. They also advised me to talk back to Judge Smith's clerk. I contacted her again and she gave me the name of a court clerk that I had already spoken with and when I advised her that he had no knowledge she advised me to file another motion and it was denied. I appeared in court on March 7 for my claim of exemptions that I filed a UCC Financing Statement with the Secretary of State along with a Security Agreement and Hold Harmless Indemnity papers with the county recorders office and was bullied by the Judge advising me that it had no merit in his court. These people are attempting to take personal property from me and a UCC Financing Statement and Security Agreement has no weight but told me in court that the Financing Statement is there to protect my personal property, I was so angry, and now I am notified by my title company that there is a judgment against my property where I was never notified about it. The whole legal system is a sham and this law firm I knew was a fraud. I would love to be in contact with other victims of this particular law firm to file a class action lawsuit against them because they violated the law by not confirming the debt set by law. I want Justice!