HSBC not providing any hard coply of bill and mail statement. They sending sms sometime and charging for late payment and minimum amount. I asked them for sending me bill and I will pay the all as confirmed by them Rs. 5086. But they didn't send any hard copy no any mail or sms.Again they start sometime sms for minimum amount and send the collection boy to collect. when we asked them why you sending collection boy for minimum amount and increase my due they told me the minimum amount goes to your extra charges. When I want to settle the amount as 5086 any close it because already my HSBC credit card was blocked they threat me that they will put my name in blacklist and I will never get any loan from any bank in future. It is a very big mistake that I used the the creadit card of Fraud Bank HSBC for Rs. 15, 000/- who likes to cheat people any time.

Dear Sir,

I am a card holder of HSBC Bank bearing No. 4476 9299 9157 3855.
I wish to inform you that since last two years I am paying all my dues
regularly.

I wish to inform you that I have alraedy sent you a mail stating that
inspite of paying all dues in tme you have charged me a late payment charges,
service charges and finance charges on it for four times that is approx.
Rs. 2000 where as you had given a credit of Rs.895 only.

I once again wish to inform you to please look in this matter most urgengtly
and seriously.

Please note I will not pay for which neither I am faulty nor I have used
your services so if you do not want to reverse this charges then cancel
my card with immediate effect and settle my account for which only I have
used your cards. Now onwards I will not pay any dues if you continue to
charge and I am not responsible for any unused dues shown by you in my cards.

Awaiting your immediate action in the matter.


Thanking You,

Yours Faithfully,
Anil Shah

Cc. Finanace Ministry - Honable Finance Minister Mr. Pranab Mukherjee
Governor Reserve Bank Of India - New Delhi
Consumer Education AND Research Society Surksha Sankool Thaltej - Ahmedabad

I REECIVED MY CREDIT CARD PROMPTLY FROM UNION BANK OF INDIA ON 14/09/2009 AND FOR ACTIVATION I WAS ASKED TO CONTACT MY BRANCH MANAGER.I CONTACTED BR.MANAGER AT KASARGOD IMMEDIATELY IN MY PRESENCE HE HAD GIVEN E MAIL TO CREDIT CARD DIVISION FOR ACTIVATION ON 14/09/2009.BUT EVEN TOADY ( 12/10/2009) THE CARD IS NOT ACTIVATED.i AM NOT GIVING THE CARD NO HERE FOR SECURITY REASONS MY EMAIL ID IS rkmarar@ dataone.in.my account is at Kasargod branch, Kerala

Hi,
My name is Sophia Daniel. The credit card is not under my name. It belongs to my friend. However the recovery guy took his phone and all the numbers from it. Now, this recovery guy is calling up my parents and me when we are busy at work. He calls atleat 10 times a day even after telling him that we cannot answer as we are at work. Moreover, today he abused me in Hindi which is definately not acceptable.
Regards,
Sophia Daniel

i used to work for LPC and let me tell you rip off is being nice. After customers receive a pre approval letter they are sucked into this because it's says that we give them a 7, 500 credit line and these people are usually credit challenged and for the first time they feel they can get ahead in life. They have to pay ridiculous amounts to get this card a 79 processing fee a 120 activation fee and to top it off 198 first year membership fee so oh and don't forget the 19.95 rush processing witch is a scam being all packets are sent @ the same rate no matter if you choose rush processing. so 418.95 to get started. After that they receive a bogus catalog in which every item a customer must pay 30% up front which keep in mind the 30% is what you could purchase most of these items for in a retail store. And then LPC is nice enough to charge a very large shipping fee to receive their items. The owner has the b*** to actually tell employees their doing something good for people when in fact there are hundreds of calls per day with customers loosing their bank accounts due to lpc continusly debiting their accounts knowing there's no money there causing overdrafts. Hundreds of calls where customers were not informed a payment was about to be debited and they bounced their rent checks possibly causing evictions. This company hurts they economy and preys on less fortunate Americans. I think a class action law suit should be filed and if the owner of this web wants to contact me leave your info on a blog here and i will check back and assist in all ways